Buying a car is a big decision, especially when you are planning to stay within a budget. If your budget is under ₹10 lakh, you’ll be happy to know that the Indian automobile market in 2026 offers many excellent options. From stylish hatchbacks to compact SUVs, there are plenty of cars under 10 lakhs in India 2026 that provide good mileage, modern features, and strong safety.
In this detailed guide, we will explore the best cars under 10 lakhs in India 2026, compare their features, and help you choose the right one according to your needs.
Why Choose Cars Under 10 Lakhs in India 2026?
The best cars under 10 Lakhs in India 2026 segment is one of the most popular car categories in India. It is perfect for:
- First-time car buyers
- Small families
- Office commuters
- Budget-conscious buyers
In 2026, manufacturers are offering better safety features, improved mileage, touchscreen infotainment systems, and even SUV-style designs in this price range. That means you don’t have to compromise much even if your budget is limited.
Quick Comparison of Best Cars Under 10 Lakhs in India 2026
| Car Name | Price (Ex-Showroom) | Mileage | Fuel Type | Best For |
|---|---|---|---|---|
| Maruti Suzuki Swift | ₹6 – ₹9.5 lakh | 22–24 km/l | Petrol | City driving |
| Tata Punch | ₹6 – ₹9.8 lakh | 20–22 km/l | Petrol/CNG | Safety & SUV feel |
| Hyundai Exter | ₹6 – ₹9.9 lakh | 19–23 km/l | Petrol/CNG | Features |
| Renault Kiger | ₹6 – ₹9.9 lakh | 19–21 km/l | Petrol | Compact SUV |
| Tata Tiago | ₹5.5 – ₹8.5 lakh | 19–26 km/l | Petrol/CNG | Budget buyers |
(Prices may vary depending on city and variant.)
Read More: Maruti Suzuki e-Vitara Electric SUV
Top 5 Best Cars Under 10 Lakhs in India 2026
Let’s now look at the top models in detail.
1. Maruti Suzuki Swift – Reliable Hatchback Under 10 Lakhs
The Maruti Suzuki Swift is one of the most popular cars in India. In 2026, it continues to dominate the hatchback segment.
Key Highlights:
- Mileage: Around 22–24 km/l
- Engine: 1.2L Petrol
- Transmission: Manual & Automatic
- Low maintenance cost
Why Buy?
If you want a car for daily city driving with excellent mileage and resale value, Swift is a smart choice. It is smooth to drive and easy to maintain.
2. Tata Punch – Best SUV-Style Car Under 10 Lakhs
Tata Punch is perfect for buyers who want an SUV look at a budget price.
Key Highlights:
- Strong build quality
- High ground clearance
- Petrol & CNG options
- 5-star Global NCAP (previous rating version)
Why Buy?
If safety and strong road presence matter to you, Tata Punch is one of the best cars under 10 lakhs in India 2026.
3. Hyundai Exter – Feature Loaded Car Under 10 Lakhs
Hyundai Exter is known for modern features and stylish design.
Key Highlights:
- Sunroof option
- Digital instrument cluster
- Touchscreen infotainment system
- Good city mileage
Why Buy?
If you want maximum features within a limited budget, Hyundai Exter offers great value for money.
4. Renault Kiger – Affordable Compact SUV Under 10 Lakhs
Renault Kiger offers a bold design and SUV feel at a budget price.
Key Highlights:
- Turbo petrol option
- Large boot space
- Comfortable interior
- Good highway performance
Why Buy?
If you need a spacious compact SUV under ₹10 lakh, Renault Kiger is a practical choice.
5. Tata Tiago – Best Budget Car Under 10 Lakhs
Tata Tiago is ideal for buyers looking for a safe and affordable hatchback.
Key Highlights:
- Petrol & CNG options
- Good mileage (especially CNG)
- Strong build quality
- Affordable pricing
Why Buy?
If your main goal is to buy a dependable car at the lowest possible cost, Tata Tiago is a great option.
Best SUV Cars Under 10 Lakhs in India 2026
If you prefer SUVs, you can consider:
- Tata Punch
- Hyundai Exter
- Renault Kiger
These cars provide:
- Higher ground clearance
- Better road presence
- Comfortable seating
SUV-style cars under ₹10 lakh are very popular in 2026 because Indian buyers prefer bigger-looking vehicles.
Best Mileage Cars Under 10 Lakhs in India 2026
Mileage is very important due to rising fuel prices. Some of the best mileage cars include:
- Maruti Suzuki Swift (Petrol)
- Tata Tiago CNG
- Hyundai Exter CNG
If you drive daily in the city, choosing a CNG variant can reduce your fuel cost significantly.
Petrol vs CNG Cars Under 10 Lakhs in India 2026
Before buying, you should understand the difference:
Petrol Cars
- Lower initial cost
- Better performance
- Suitable for occasional driving
CNG Cars
- Lower running cost
- Better for daily office commute
- Slightly lower power
If you drive more than 40–50 km daily, CNG can help you save money in the long run.
Important Things to Check Before Buying Cars Under 10 Lakhs in India 2026
Here are some important factors to consider:
1. Safety Features
Look for:
- Dual airbags
- ABS with EBD
- Rear parking sensors
- Strong crash rating
2. Maintenance Cost
Brands like Maruti usually offer lower maintenance costs compared to others.
3. Resale Value
Cars like Swift have excellent resale value in India.
4. Service Network
Make sure service centers are easily available in your city.
5. On-Road Price
Always check the on-road price, including insurance and registration, as it may exceed ₹10 lakh in higher variants.
Who Should Buy Cars Under 10 Lakhs in India 2026?
This budget segment is perfect for:
- First-time car buyers
- College students
- Small families
- Office commuters
- Budget-focused customers
If you are upgrading from a two-wheeler or buying your first family car, this segment offers the best balance of affordability and features.
FAQs About Cars Under 10 Lakhs in India 2026
Which is the best car under 10 lakhs in India 2026?
It depends on your needs. For mileage, Swift is good. For safety, Tata Punch is a strong option.
Is SUV available under 10 lakhs in India 2026?
Yes, Tata Punch, Hyundai Exter, and Renault Kiger are good SUV-style options.
Are automatic cars available under 10 lakhs?
Yes, many models offer AMT automatic variants under ₹10 lakh.
Which car gives highest mileage under 10 lakhs?
CNG variants like Tata Tiago CNG offer very good mileage.
Conclusion
The cars under 10 lakhs in India 2026 segment offers amazing value for money. Whether you want a stylish hatchback, a compact SUV, or a fuel-efficient CNG car, there are multiple options available.
- Choose Maruti Suzuki Swift for mileage and low maintenance.
- Choose Tata Punch if safety is your priority.
- Choose Hyundai Exter for modern features.
- Choose Renault Kiger for SUV styling.
- Choose Tata Tiago for budget-friendly reliability.
Before making a final decision, always take a test drive and compare variants carefully. A smart comparison will help you pick the perfect car within your ₹10 lakh budget.